Monthly Archives

July 2019

How debt-to-income factors into lending decisions.

How debt-to-income factors into lending decisions.

By | Bad Credit, Consumer Knowledge, Credit Reporting, Credit Score, Debt to Income, FICO, Rebuilding Credit | No Comments

Lenders look at more than just your credit score, including your debt-to-income. A strong foundation for financial health lies in maintaining your debts at a manageable level. The general idea being to keep yourself in a positive equity position when looking at your debt-to-income ratio. While your debt to income ratio doesn’t directly affect your credit score, it is an…

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