I’ll pay more next month… When creating a budget, you’re told to keep your expenses as low as you possibly can, and it’s good advice. Unless of course you’re making credit card payments. Most people are tempted to make the minimum monthly payment on their credit card in an effort to offset other bills. In the long run this is…
Understanding credit cards. A credit card is a payment card issued by financial houses that allows the holder to pay for goods and services. Of course, this is based on the premise that the holder of the card will pay for them later, generally with interest. The idea of having something now and paying for it later is pretty enticing…
You have bad credit, big deal right? Bad credit can affect you in innumerable ways. Applying for credit cards results in the all too common denial screen, and lenders laugh at a request for a personal loan. When you have a bad credit report, not only will it be tough to get a loan or a credit card, even when…